Track every contribution
together with your
community
Chuma Chathu is a secure, transparent record-keeping app for community savings and lending groups. Keep everyone aligned on your finances with clear history and strong protection for your data.
Track and manage your
community finances
Chuma Chathu is a mobile app for community-based savings and lending groups. It keeps finances organized, transparent, and secure for every member.
Who is Chuma Chathu for?
Our app is designed for savings groups, cooperatives, and community-based financial organizations. Whether you're managing a village savings group or a larger cooperative, Chuma Chathu provides clear records for contributions, loans, and share purchases.
Secure & Transparent
Strong security with clear records for every contribution, loan, and payout.
Community-Driven
Built for savings groups and cooperatives to strengthen community financial bonds.
Mobile-First
Designed for smartphones to ensure accessibility for all community members.
Financial Growth
See how your group's savings and lending activity is progressing over time.
Why Chuma Chathu Matters
Traditional banks often miss how community groups really work—rotating savings, informal loans, and shared payouts. Chuma Chathu gives these groups a secure, transparent, mobile-first way to document every movement of money while keeping the community practices they already trust.
Everything you need for
community finance
Chuma Chathu provides comprehensive tools to manage every aspect of your community-based savings and lending groups with transparency and security.
Currency & Payment Method Management
Support multiple currencies and payment methods. Easily manage different types of transactions within your community groups.
Group Creation & Membership
Create and manage savings groups with ease. Invite members and keep community finances organized.
Cycles, Shares, Contributions
Track contribution cycles, manage individual shares, and monitor member contributions with complete transparency.
Loans & Disbursements
Record loans, track disbursements, and manage repayment schedules within your community group.
OTP-based User Authentication
Secure access with One-Time Password during signup and password recovery to protect your community's financial data.
Your path to successful
group savings
Follow these simple steps to join the community savings movement. Choose your group type to see the specific journey.
Bank Nkhonde: Full-featured savings group with shares, loan management, and end-of-cycle payouts.
Your Journey Steps
Sign Up & Verify
Create your account, verify your phone number with OTP, and complete your profile so you’re ready to join savings groups.
What You'll Do:
Your savings records are protected by
secure data management
We employ the highest security standards to protect your group records, member data, and savings information. Your community's trust is our foundation, and data security is our promise.
Advanced Security Features
OTP Verification
Multi-layer phone number verification for secure group access
Every member account is protected with WhatsApp-based OTP verification, ensuring only legitimate community members can access group records.
Role-Based Access
Granular permissions for admins and members
Secure Record Storage
Protected storage for savings records and member data
Audit Trail
Visibility into who updated records and when
Our Security Promise
We pledge to maintain the highest security standards for your group records, continuously monitor for threats, and keep your community's savings data safe. Your trust drives our commitment to secure record management.
We're here to help your
community succeed
Get guidance for your savings group. Whether you need help setting up, keeping records, or training your members, our team is ready to assist you every step of the way.
What We Can Help You With
Our support team specializes in community savings groups and can assist you with various aspects
Group Setup
Guidance on creating your savings group
Record Keeping
Guides for contributions, loans, and member records
Technical Support
App troubleshooting and technical assistance
Training & Guidance
Learn best practices for community savings management
Send Us a Message
Get personalized help for your savings group